Simplified Loan Interest Rates
Rates as Low as. . .**
FOR LOANS WITH AUTOMATIC PAYMENT! (see below) -- Rates are as of March 1, 2008 and are SUBJECT TO CHANGE.
|
| Unsecured Loans |
All Terms |
| Redi-Credit Line of Credit |
LOW RATE |
9.90% |
| Signature Loan |
LOW RATE |
9.90% |
| Overdraft Protection |
|
|
|
14.90% |
| New Car - Previously Unowned |
1-36 mo. |
37-48 mo. |
49-60 mo. |
*72 mo. |
| 10% or More Down |
4.25% |
4.50% |
4.75% |
5.25% |
| 100% Financing may include tax, title and registration fees |
4.50% |
5.00% |
5.25% |
5.75% |
| *72 month financing is for loan amounts of $20,000 or more only |
| Newer Used Cars 2001 - 2007 |
1-36 mo. |
37-48 mo. |
49-60 mo. |
|
| 10% or More Down |
4.75% |
5.25% |
5.50% |
|
| 100% Financing may include tax, title and registration fees provided total amount does not exceed NADA value |
5.50% |
6.00% |
6.50% |
|
| Older Used Cars 1994 - 2000 |
1-36 mo. |
37-48 mo. |
|
|
| 10% or More Down |
6.25% |
6.75% |
|
|
| 100% Financing may include tax, title and registration fees provided total amount does not exceed NADA value |
7.00% |
7.50% |
|
|
| Boat/RV & Motorcycle |
1-36 mo. |
37-48 mo. |
49-60 mo. |
|
| Boats and RV's 10% or more down and Motorcycles with 20% down |
8.00% |
8.50% |
8.75% |
 |
Something New For Mortgage Loans
Now you can borrow up to 100% of the equity in your home subject to Appraisal and Credit Score. For more information and a loan application form, call our Loan Department at 502-629-3716 or e-mail us at ItsEasy@LMedFCU.org. |
| Mortgage Loans |
1-60 mo. |
61-120 mo. |
121-180 mo. |
| First Mortgage - No Points |
5.25% |
5.50% |
5.75% |
| Second Mortgage - No Points |
5.75% |
6.00% |
6.25% |
| HELP Home Equity Line-of-Credit - 5 year draw period with 15 year payback |
| Rates Adjust Quarterly - No Points |
2.00% Below Prime Rate (Wall Street Journal) |
| Share Pledge Loans (Loans Secured by your Savings in this Credit Union) X |
| 3.00% higher than the rate being earned on the Shares Pledged X |
| VISA Credit Card X |
 |
9.90% Annual Percentage Rate - ALL THE TIME
Not an Introductory Rate - Not a Variable Rate - It's our regular LOW, Fixed Rate!
No Annual Fee |
**Your actual rate is determined by your credit score.
If NOT repaying though Automatic Payment, Add 1.00% to any of the rates above.
(This requirement may be waived for applicants with A+, A, or B Credit Scores.)
 |
xx |
Print Your Own Loan Application
Click Here to go to our "Forms" page where you can download a loan application form and instructions. You may use this application for any installment loan, auto loans or to apply for a VISA Credit Card.
If you are applying for a loan secured by Real Estate, please call us at (502) 629-3716) to have an application faxed or mailed to you.
|
Need to Estimate Your Loan Payment?
Click Here to estimate a loan payment based on the interest rate and term you choose.
|
