Louisville Medical Center Federal Credit Union
Telephone: 502-629-3716 home | about LMCFCU | contact Us
LRBM 
Simplified Loan Interest Rates
Rates as Low as. . .**
   
FOR LOANS WITH AUTOMATIC PAYMENT!  (see below) -- Rates are as of March 1, 2008 and are SUBJECT TO CHANGE.

Unsecured Loans All Terms
Redi-Credit Line of Credit LOW RATE 9.90%
Signature Loan LOW RATE 9.90%
Overdraft Protection       14.90%

New Car - Previously Unowned 1-36 mo. 37-48 mo. 49-60 mo. *72 mo.
10% or More Down 4.25% 4.50% 4.75% 5.25%
100% Financing may include tax, title and registration fees 4.50% 5.00% 5.25% 5.75%
*72 month financing is for loan amounts of $20,000 or more only

Newer Used Cars 2001 - 2007 1-36 mo. 37-48 mo. 49-60 mo.  
10% or More Down 4.75% 5.25% 5.50%  
100% Financing may include tax, title and registration fees provided total amount does not exceed NADA value 5.50% 6.00% 6.50%  

Older Used Cars 1994 - 2000 1-36 mo. 37-48 mo.    
10% or More Down 6.25% 6.75%    
100% Financing may include tax, title and registration fees provided total amount does not exceed NADA value 7.00% 7.50%    

Boat/RV & Motorcycle 1-36 mo. 37-48 mo. 49-60 mo.  
Boats and RV's 10% or more down and Motorcycles with 20% down 8.00% 8.50% 8.75%
 Extreme Something New For Mortgage Loans
Now you can borrow up to 100% of the equity in your home subject to Appraisal and Credit Score.  For more information and a loan application form, call our Loan Department at 502-629-3716 or e-mail us at ItsEasy@LMedFCU.org.
Mortgage Loans 1-60 mo. 61-120 mo. 121-180 mo.
First Mortgage - No Points 5.25% 5.50% 5.75%
Second Mortgage - No Points 5.75% 6.00% 6.25%

HELP Home Equity Line-of-Credit - 5 year draw period with 15 year payback
Rates Adjust Quarterly - No Points 2.00% Below Prime Rate (Wall Street Journal)

 Share Pledge Loans (Loans Secured by your Savings in this Credit Union) X
 3.00% higher than the rate being earned on the Shares Pledged X

 VISA Credit Card X
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 9.90% Annual Percentage Rate - ALL THE TIME
 Not an Introductory Rate - Not a Variable Rate - It's our regular LOW, Fixed Rate!
 No Annual Fee

**Your actual rate is determined by your credit score.
If NOT repaying though Automatic Payment, Add 1.00% to any of the rates above.
(This requirement may be waived for applicants with A+, A, or B Credit Scores.)

 

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Print Your Own Loan Application
Click Here  to go to our "Forms" page where you can download a loan application form and instructions.  You may use this application for any installment loan, auto loans or to apply for a VISA Credit Card.

If you are applying for a loan secured by Real Estate, please call us at (502) 629-3716) to have an application faxed or mailed to you.

Need to Estimate Your Loan Payment?
Click Here to estimate a loan payment based on the interest rate and term you choose.

 

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