 We Lowered Loan Interest Rates
CLICK HERE TO APPLY FOR A LOAN ON-LINE
Simplified Loan Interest Rates
Rates as Low as. . .**
| FOR LOANS WITH AUTOMATIC PAYMENT! (see below) -- Rates are as of November 28, 2011 and are SUBJECT TO CHANGE. |
| Unsecured Loans |
All Terms |
| Redi-Credit Line of Credit |
Rate as Low as |
9.90% |
| Signature Loan |
Rate as Low as |
9.90% |
| Signature Loan Special |
6 Month Term |
6.00% |
| Signature Loan Special |
12 Month Term
|
8.00%
|
|
Overdraft Protection
|
Up to $500 |
|
|
14.90% |
| New Car - 2009-2010-2011 |
1-24 mo. |
25-36 mo. |
37-48 mo. |
49-60 mo. |
*72 mo. |
| 10% or More Down (Equity) |
1.90% |
1.90% |
1.90% |
1.90% |
2.90% |
| 100% Financing may include tax, title and registration fees |
3.75% |
3.75% |
3.75% |
3.75% |
4.25% |
| *72 month financing is for loan amounts of $20,000 or more only |
|
| Newer Used Cars 2003 - 2008 |
1-24 mo. |
25-36 mo. |
37-48 mo. |
49-60 mo. |
| 10% or More Down |
1.90% |
1.90% |
1.90% |
2.90% |
| 100% Financing may include tax, title and registration fees provided total amount does not exceed NADA value |
4.50% |
4.50% |
4.50% |
4.50% |
| Older Used Cars 1995 - 2002 |
1-24 mo. |
25-36 mo. |
35-48 mo. |
|
| 10% or More Down |
2.90% |
3.90% |
4.90% |
|
| 100% Financing may include tax, title and registration fees provided total amount does not exceed NADA value |
5.50% |
5.50% |
5.50% |
|
| Boat/RV & Motorcycle |
1-36 mo. |
37-48 mo. |
49-60 mo. |
|
| Boats and RV's 10% or more down and Motorcycles with 20% down |
5.50% |
5.50% |
5.50% |
|
 |
Something New For Mortgage Loans
We now have terms up to 20 years for loans secured by real estate. Term is subject to Equity, Appraisal and Credit Score. For more information and a loan application form, call our Loan Department at 502-629-3716 or e-mail us at ItsEasy@LMedFCU.org. |
| Mortgage Loans |
1-60 mo. |
61-120 mo. |
121-180 mo. |
181-240 mo. |
| First Mortgage - No Points - 80% LTV |
3.25% |
3.50% |
3.75% |
4.25% |
| First Mortgage - No Points - 100% LTV |
4.50% |
5.00% |
|
|
| Second Mortgage - No Points - 80% |
4.50% |
4.50% |
4.75% |
5.25% |
| Second Mortgage - No points - 100% |
5.00% |
5.50% |
|
|
| HELP Home Equity Line-of-Credit - 5 year draw period with 15 year payback |
| Rates Adjust Quarterly - No Points |
Prime Rate (Wall Street Journal)
Minimum Rate is 3.00% - Maximum is 18.00%
|
| Share Pledge Loans (Loans Secured by your Savings in this Credit Union) X |
| 3.00% higher than the rate being earned on the Shares Pledged X |
| VISA Credit Card X |
|
ZERO% Introductory Rate forFirst Six Months!
|
|
Then our standard 9.90% Annual Percentage Rate
Not a Variable Rate - It's our standard LOW Rate!
No Annual Fee - No Hidden Fees
|
**Your actual rate is determined by your credit score.
If NOT repaying though Automatic Payment, Add 1.00% to any of the rates above.
(This requirement may be waived for applicants with A+, A, or B Credit Scores.)
Rates as Low as 6.00% APR for terms of 6 months or less.
 |
xx |
Or Print Your Own Loan Application
Click Here to go to our "Forms" page where you can download a loan application form and instructions. You may use this application for any installment loan, auto loans or to apply for a VISA Credit Card.
If you are applying for a loan secured by Real Estate, please call us at (502) 629-3716) to have an application faxed or mailed to you.
|
Need to Estimate Your Loan Payment?
Click Here to estimate a loan payment based on the interest rate and term you choose.
|
