current Savings Rates
As of July 1, 2011 the prospective Dividend Rate and Annual Percentage Yield (APY) for the following accounts are:
| Savings |
Code |
Minimum |
Rate |
APY* |
Dividends are declared at the end of the Dividend Period and are not guaranteed.
|
| Regular Share (Savings) Accounts |
(RS) |
| |
|
| For Average Balances $25,000 or more |
0.175% |
0.175% |
| For Average Balances $10,000 - $24,999 |
0.150% |
0.150% |
| For Average Balances $5,000 - $9,999 |
0.100% |
0.100% |
| For Average Balances $1,000 - $4,999 |
0.050% |
0.050% |
| For Average Balances $50 - $999 |
0.050% |
0.050% |
| |
|
|
| Christmas Club Accounts |
(CC) |
|
same as above (RS) |
|
| Special Purpose Accounts (5 & 8) |
(SP) |
|
same as above (RS) |
|
| IRA Traditional Share (Accumulation) |
(TI) |
|
same as above (RS) |
|
| IRA Education Share (Accumulation) |
(EI) |
|
same as above (RS) |
|
| IRA Roth Share (Accumulation) |
(RI) |
|
same as above (RS) |
|
| Checking Accounts (Share Draft) |
(SD) |
|
|
| For Average Balances $2,500 or more |
0.050% |
0.050% |
For higher yields, consider a Share Certificates of Deposit listed below . . .
_________________________________________________________________ |
| SHARE CERTIFICATES |
Code |
Minimum |
Rate |
Yield |
| 6 Month Certificate |
(06) |
$1,000.00 |
0.25% |
0.25% |
| 1 Year Certificate |
(01) |
$1,000.00 |
0.50% |
0.50% |
| 2 1/2 Year Certificate |
(02) |
$500.00 |
0.80% |
0.80% |
| 5 Year Certificate |
(05) |
$1,000.00 |
1.05% |
1.05% |
| 18 Month GROWTH |
(03) |
$100 + PRD* |
0.70% |
0.70% |
| |
| IRA SHARE CERTIFICATES |
Code |
Minimum |
Rate |
Yield |
| IRA Traditional 1 Year Certificate |
(1T) |
$1,000.00 |
0.50% |
0.50% |
| IRA Traditional 2 1/2 Year Certificate |
(2T) |
$500.00 |
0.80% |
0.80% |
| IRA Education 1 Year Certificate |
(1E) |
$1,000.00 |
0.50%
|
0.50% |
| IRA Education 2 1/2 Year Certificate |
(2E) |
$500.00 |
0.80% |
0.80% |
| IRA Roth 1 Year Certificate |
(1R) |
$1,000.00 |
0.50% |
0.50% |
| IRA Roth 2 1/2 Year Certificate |
(2R) |
$500.00 |
0.80%
|
0.80% |
| |
|
*PRD = Payroll Deduction or another form of Direct Deposit or Automatic Payment.
Click here to calculate savings account interest or the amount you would need to deposit to reach a specific savings goal.
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