Savings/Checking

The Louisville Medical Center Federal Credit Union offers a variety of Savings accounts to meet your financial needs:

• Regular Share (Savings) Account
• Share Draft (Checking) Account
  • No monthly charge
  • No minimum balance
  • ATM Card
  • VISA Check Card
  • 24/7 Access by phone ($tatLine) or on-line (VirtualBranch )
• Second Chance Checking
• Individual Retirement Accounts
• Christmas Club Account  Christmas Club forms are available on the FORMS page
• Vacation/Special Purpose Accounts
• Certificates of Deposit with maturities from 6 months to 5 years

ATM/Debit Card
 
Access to your savings or checking accounts is available with our optional Automated Teller Machine (ATM) Card or VISA Debit Card for members with checking accounts.  In addition, you can use the VISA Debit Card to make purchases anywhere VISA Debit cards are accepted.
 
Fee Free ATM Locations
 
You may use any Alliance One ATM with no service charge.  To locate an Alliance One ATM near you, click on the Alliance One ATM Locator on our Quick Links page.
 
Through a special agreement with Fifth Third Bank, your may also use your ATM card at any Fifth Third Bank ATM nationwide with no service charge.  To locate a Fifth Third Bank ATM near you, click on Fifth Third Bank on our Quick Links page.  Then click on ATM Locator and enter your zip code.
 
Automatic Deposit - Direct Deposit/Payroll Deduction
 
Any regular recurring check can be deposited directly into your Share (savings) or Share Draft (checking) account.  These include; payroll checks, social security and other government checks, pension chects, etc ….
 
Payroll deduction is an easy and convenient way to save.  Savings, checking, loan payments are deducted from your payroll check and automatically credited to your account(s) at the Credit Union. 
 

On-Line Access – LMedFCU.org  
You can get information about your accounts 24 hours a day, 7 days a week from the convenience of your PC.  Just log on to our website LMedFCU.org and click on VirtualBranch to make a transfer, find out your balance, request a check, find out the last checks cleared and more.
 
Click the "Enroll Now"button (above left) and self-enroll.  You will need your Credit Union Account Number, last 4 digits of your Social Security Number, your complete Social Security Number (no dashes), and your address number.  

Once enrolled, you'll be able to see your current balances, transfer funds from one account type to another, and view transactions.  You can also sign-up for electronic statements under the "Self-Service" tab - in the "Additional Services" box.  Statements are available in PDF format and can be viewed for 6 months.  You can also print your statements and save your statements to you own computer.

Cancelled Check Copies Now Available
If you have a checking account with us you can now view checks which have cleared your account in Virtual Branch.  Just click on the red check number in your account history and you'll be able to see the front and back of checks you wrote on your account with us. 

If you are interested in using our PayIT Bill Pay service, please call us at 502-629-3716 to have this service added. 

$tatline – Audio Response – 1-855-325-9071
You can use $tatLine from any touchtone telephone to get information about your accounts including balances, the last check cleared and more.
 
To be set up for $tatLine access, mail or fax to the Credit Union office.  Click HERE to download an AnyTime Access Request form.  Once we have set up your account we will send you log-on and password information.  You should never share your Personal Identification Number (PIN) or password with anyone.  We will never ask for this information by phone or e-mail.

How May I Join or Open an Account?  
 
To become a member of the Credit Union all you need to do is complete an application and make a minimum deposit, or begin payroll deduction into a Share (savings) account.
 
For a membership application, contact the Membership Representative where you work. 

Every member must have a Regular Share (savings) Account with a minimum balance of $25.00 to be eligible to take advantage of the other services offered by the Credit Union.
 
To take advantage of any of the other accounts we offer, call us at 502-629-3716 or stop by our office to sign the appropriate form.

How Safe Are Deposits?

 
All deposits in the Louisville Medical Federal Credit Union are insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency and are backed by the full faith and credit of the Unites States Government.
 
 
Dividends and Statements
 
Dividends are compounded and paid quarterly on all accounts except Share Draft (checking) accounts.  Dividends on Share Draft accounts are paid monthly.  All dividends applied to your account are available to you on the first business day after they are posted.
 
Statements are mailed to your home address monthly for Share Draft accounts and quarterly for all other savings accounts.
 
Current Savings Rates
 
Click here for a list of current rates offered by your Credit Union.
 
Other Services
  
On-Line Loan Applications
Statement Express - On-Line Statements
Shared Branch Service Center Locations
Free Notary Public
Financial Counseling by Appointment
 
 

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